Tata Capital is the flagship financial services company of the Tata Group and a subsidiary of Tata Sons Private Limited. Since commencing lending operations in 2007, the company has served 7.3 million customers as of June 30, 2025. Classified by the RBI as an Upper Layer NBFC, Tata Capital offers a comprehensive suite of 25+ lending products catering to salaried and self-employed individuals, entrepreneurs, small businesses, SMEs, and corporates. In addition to lending, the company distributes third-party products such as insurance and credit cards, provides wealth management services, and acts as sponsor and investment manager to private equity funds.
Price Band₹310 - ₹326 |
Dates06 Oct - 08 Oct |
GMP₹0 (0.00%) |
Subscriptions1.95 times |
Issue Size₹15,511.87 Crs |
Tata Capital IPO Objects
Augmentation of our Company’s Tier – I capital base to meet our Company’s future capital requirements including onward lending
Tata Capital IPO Details
Price Band₹310 - ₹326 |
Listing AtNSE & BSE |
IPO Issue Type100% Book Built Offer |
Fresh Issue₹6,846.00 Cr (21.00 Cr Shares) |
Offer For Sale₹8,665.87 Cr (26.58 Cr Shares) |
Total Issue₹15,511.87 Cr (47.58 Cr Shares) |
Face Value₹10 per equity share |
Tata Capital IPO Lot Information
| Investor Category | Lot | Shares | Amount | |
|---|---|---|---|---|
| Retail |
Minimum
1
46
14,996
Maximum
13
598
1,94,948
|
|||
| Small HNI |
Minimum
14
644
2,09,944
Maximum
66
3,036
9,89,736
|
|||
| Big HNI |
Minimum
67
3,082
10,04,732
|
|||
Tata Capital IPO Subscription
Updated as on 08-Oct-2025 19:00:00
| Investor Category | Subscription (times) | Shares Offered | Shared Bid |
|---|---|---|---|
| QIB | 3.42 | 9,49,24,856 | 32,44,77,652 |
| NII | 1.98 | 7,11,93,642 | 14,10,67,142 |
| bNII (bids above ₹10L) | 1.90 | 4,74,62,428 | 9,03,04,808 |
| sNII (bids between ₹2L to ₹10L) | 2.14 | 2,37,31,214 | 5,07,62,334 |
| Retail | 1.10 | 16,61,18,498 | 18,21,78,400 |
| Employee | 2.92 | 12,00,000 | 35,07,454 |
| Total | 1.95 | 33,34,36,996 | 65,12,30,648 |
Tata Capital IPO GMP
The estimated Grey Market Premium of Tata Capital IPO is ₹0 per share (0.00%)
Category Allocation
| Particulars | Allocation |
|---|---|
| QIBs | Not more than 50% of Net Offer |
| Big HNIs (NII) | Not less than 10% of Net Offer |
| Small HNIs (NII) | Not less than 5% of Net Offer |
| Retail | Not less than 35% of Net Offer |
| Employee | 0.12Cr EQ Shares |
| Shareholder | NA |
Tata Capital IPO Financials
| Particulars | June-25 | Mar-25 | Mar-24 | Mar-23 |
|---|---|---|---|---|
| Revenue from Operations | 7,664.81 | 28,312.74 | 18,174.82 | 13,628.85 |
| Profit after Tax | 989.89 | 3,664.66 | 3,150.21 | 3,029.20 |
| Net Worth | 32,761.73 | 32,587.82 | 23,540.19 | 17,959.06 |
| Total Borrowing | 2,11,851.60 | 2,08,414.93 | 1,48,185.29 | 1,13,335.91 |
| Total Assets | 2,52,254.28 | 2,48,465.01 | 1,76,693.98 | 1,35,626.10 |
| NAV per share (in ₹) | 82.00 | 79.50 | 63.20 | 49.40 |
| EPS - Basic (in ₹) | 2.50 | 9.30 | 8.60 | 8.40 |
Key Performance Indicators
| KPI | Values |
|---|---|
| Average Yield | 12.30% |
| PAT | 7.80% |
| Net Interest Margin | 5.10% |
| ROE | 12.50% |
| CRAR | 16.60% |
| PE Ratio | 35.05 |
| PB Ratio | 4.10 |
| Mkt Cap (in Crs.) | 1,38,382.73 |
- All the data pertains to FY 2024-25.
- PE, PB, and market capitalization are calculated based on the Upper Price Band.
Tata Capital IPO Peer Comparision
| Particulars | Tata Capital | Bajaj Finance | Shriram Finance | Cholamandalam Investment | L&T Finance | Sundaram Finance | HDB Financial |
|---|---|---|---|---|---|---|---|
| Revenue from Ops (in Crs.) | 28,312.74 | 69,683.51 | 41,834.42 | 25,845.98 | 15,924.24 | 8,485.63 | 16,300.28 |
| PAT (In Crs.) | 3,664.66 | 16,637.82 | 9,761.00 | 4,262.70 | 2,643.66 | 1,879.44 | 2,175.92 |
| EPS - Basic | 9.30 | 26.90 | 50.80 | 50.70 | 10.60 | 170.50 | 27.40 |
| NAV per share | 79.50 | 155.60 | 300.30 | 281.50 | 102.50 | 1,187.80 | 198.80 |
| RONW | 11.20% | 17.40% | 16.80% | 18.00% | 10.30% | 13.80% | 14.60% |
| Net Stage 3 Loans Ratio | 0.80% | 0.40% | 2.60% | 2.40% | 1.00% | 0.70% | 1.00% |
| Price to earning (PE) | 35.05 | 37.80 | 12.10 | 31.50 | 23.10 | 26.90 | 28.10 |
| CRAR | 16.90% | 21.90% | 20.70% | 19.80% | 22.30% | 20.40% | 19.20% |
Tata Capital IPO Peer Comparision
| Particulars | Tata Capital |
|---|---|
| Revenue from Ops (in Crs.) | 28,312.74 |
| PAT (In Crs.) | 3,664.66 |
| EPS - Basic | 9.30 |
| NAV per share | 79.50 |
| RONW | 11.20% |
| Net Stage 3 Loans Ratio | 0.80% |
| Price to earning (PE) | 35.05 |
| CRAR | 16.90% |
| Bajaj Finance | Shriram Finance | Cholamandalam Investment | L&T Finance | Sundaram Finance | HDB Financial |
|---|---|---|---|---|---|
| 69,683.51 | 41,834.42 | 25,845.98 | 15,924.24 | 8,485.63 | 16,300.28 |
| 16,637.82 | 9,761.00 | 4,262.70 | 2,643.66 | 1,879.44 | 2,175.92 |
| 26.90 | 50.80 | 50.70 | 10.60 | 170.50 | 27.40 |
| 155.60 | 300.30 | 281.50 | 102.50 | 1,187.80 | 198.80 |
| 17.40% | 16.80% | 18.00% | 10.30% | 13.80% | 14.60% |
| 0.40% | 2.60% | 2.40% | 1.00% | 0.70% | 1.00% |
| 37.80 | 12.10 | 31.50 | 23.10 | 26.90 | 28.10 |
| 21.90% | 20.70% | 19.80% | 22.30% | 20.40% | 19.20% |
Promoter Details
| Name | Shareholding |
|---|---|
| Tata Sons Private Limited | 88.60% |
| TMF Holdings | 4.60% |
| Others | 2.40% |
| Total | 95.6% |
Management Details
| Name | Designation |
|---|---|
| Saurabh Agrawal | CEO |
| Rakesh Bhatia | CFO |
Company Details
Name: Tata Capital Limited
Address: 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013, Maharashtra, India
Number: +91 022 6606 9000
Email: investors@tatacapital.com
Website: www.tatacapital.com
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Visit WebsiteFrequently Asked questions?
Find answers to common questions that come in your mind related to IPO.
Tata Capital IPO is a Mainboard IPO having an issue size of Rs. ₹15,511.87 Crs. Tata Capital IPO is priced at ₹310 - ₹326 per share. The issue opens on 06 Oct 25 and closes on 08 Oct 25.
Tata Capital IPO opens on 06 Oct 25 and closes on 08 Oct 25.
The estimated Grey Market Premium of Tata Capital IPO is ₹0 per share (0.00%).
The minimum lot size of Tata Capital IPO is 46 shares & the minimum application amount is Rs. 14996.
The allotment date of Tata Capital IPO is 09 Oct 25.
The listing date of Tata Capital IPO is 13 Oct 25.
Tata Capital IPO is subscribed 1.95 times.
Tata Capital IPO is priced at ₹310 - ₹326 per share.
Click the allotment link on Tata Capital IPO page of IPO360.
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