Finbud operates as a financial platform that bridges borrowers and lenders through a hybrid model integrating digital channels and agent networks. It follows a commission-based revenue structure, earning income from successful loan disbursements made by its lending partners. The company offers a diversified portfolio of financial products, including personal, home, and credit line loans for individuals, and business and working capital loans for small and medium enterprises. By leveraging technology and partnerships, it ensures tailored loan matching, flexible terms, and competitive interest rates for its customers.
Price Band₹140 - ₹142 |
Dates06 Nov - 10 Nov |
GMP₹0 (0.00%) |
Subscriptions- |
Issue Size₹71.68 Crs |
Finbud IPO Objects
- Working Capital Requirement
- Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited
- Funding for Business Development & Marketing Activities
- Prepayment or repayment of a portion of certain outstanding borrowings availed by the Company
- General corporate purposes
Finbud IPO Details
Price Band₹140 - ₹142 |
Listing AtNSE SME |
IPO Issue Type100% Book Built Offer |
Fresh Issue₹71.68 Cr (0.50 Cr Shares) |
Offer For Sale₹0.00 (0.00 Shares) |
Total Issue₹71.68 Cr (0.50 Cr Shares) |
Face Value₹10 per equity share |
Finbud IPO Lot Information
| Investor Category | Lot | Shares | Amount | |
|---|---|---|---|---|
| Individual Investor |
Minimum
2
2,000
2,84,000
Maximum
2
2,000
2,84,000
|
|||
| Small HNI |
Minimum
3
3,000
4,26,000
Maximum
7
7,000
9,94,000
|
|||
| Big HNI |
Minimum
8
8,000
11,36,000
|
|||
Finbud IPO Subscription
Updated as on 10-Nov-2025 19:00:17 hrs
| Investor Category | Subscription (times) | Shares Offered | Shared Bid |
|---|---|---|---|
| QIB | - | 0 | 41,46,000 |
| NII | - | 0 | 62,87,000 |
| bNII | - | 0 | 53,55,000 |
| sNII | - | 0 | 9,32,000 |
| Individual Investor | - | 0 | 48,60,000 |
| Total | - | 0 | 1,52,93,000 |
Finbud IPO GMP
The estimated Grey Market Premium of Finbud IPO is ₹0 per share (0.00%)
Category Allocation
| Particulars | Allocation |
|---|---|
| QIB | Not more than 50% of Net Offer |
| NII | Not less than 35% of Net Offer |
| Retail | Not less than 35% of Net Offer |
| Market Maker | 253000 EQ Shares |
Finbud IPO Financials
| Particulars | Jul-25 | Mar-25 | Mar-24 | Mar-23 |
|---|---|---|---|---|
| Total Income | 85.82 | 223.50 | 190.28 | 135.57 |
| Profit after Tax | 3.33 | 8.50 | 5.66 | 1.83 |
| Net Worth | 39.31 | 35.98 | 11.79 | 6.13 |
| Total Borrowing | 20.48 | 18.51 | 12.43 | 7.40 |
| Total Assets | 76.12 | 68.93 | 44.97 | 27.47 |
| NAV per share (in ₹) | 28.08 | 25.70 | 8.42 | 4.38 |
| EPS - Basic (in ₹) | 2.38 | 6.07 | 4.04 | 1.31 |
The financial information presented is on a consolidated basis
Key Performance Indicators
| KPI | Values |
|---|---|
| EBITDA | 6.57% |
| PAT | 3.81% |
| ROE | 23.61% |
| ROCE | 32.11% |
| PE Ratio | 23.39 |
| PB Ratio | 5.53 |
| Mkt Cap (in Crs.) | 270.50 |
- All Ratios are based on Mar 25.
- PE, PB, and Post-Issue Market Capitalization are calculated based on the upper price band.
Finbud IPO Peer Comparision
| Particulars | Finbud | My Mudra Fincorp | BLS E-Services | PB Fintech |
|---|---|---|---|---|
| Revenue from Ops (in Crs.) | 223.28 | 80.37 | 519.35 | 4,977.21 |
| PAT (In Crs.) | 8.50 | 9.01 | 58.81 | 353.16 |
| EPS - Basic | 6.07 | 9.96 | 5.79 | 7.77 |
| NAV per share | 25.70 | 46.85 | 53.10 | 140.06 |
| RONW | 23.61% | 16.87% | 12.18% | 5.49% |
| EBITDA | 6.57% | 16.83% | 11.64% | 2.71% |
| PAT Margin | 3.81% | 11.21% | 11.32% | 7.10% |
| Price to earning (PE) | 23.39 | 7.79 | 32.99 | 236.08 |
- All the information pertains to FY 2024-25
- The PE ratio is calculated using the Upper Price Band for the Issuer and the closing price as of July 07, 2025 for Peers
Finbud IPO Peer Comparision
| Particulars | Finbud |
|---|---|
| Revenue from Ops (in Crs.) | 223.28 |
| PAT (In Crs.) | 8.50 |
| EPS - Basic | 6.07 |
| NAV per share | 25.70 |
| RONW | 23.61% |
| EBITDA | 6.57% |
| PAT Margin | 3.81% |
| Price to earning (PE) | 23.39 |
| My Mudra Fincorp | BLS E-Services | PB Fintech |
|---|---|---|
| 80.37 | 519.35 | 4,977.21 |
| 9.01 | 58.81 | 353.16 |
| 9.96 | 5.79 | 7.77 |
| 46.85 | 53.10 | 140.06 |
| 16.87% | 12.18% | 5.49% |
| 16.83% | 11.64% | 2.71% |
| 11.21% | 11.32% | 7.10% |
| 7.79 | 32.99 | 236.08 |
- All the information pertains to FY 2024-25
- The PE ratio is calculated using the Upper Price Band for the Issuer and the closing price as of July 07, 2025 for Peers
Promoter Details
| Name | Shareholding |
|---|---|
| Parth Pande | 21.44% |
| Vivek Bhatia | 22.04% |
| Parag Agarwa | 21.45% |
| Total | 64.93% |
Management Details
| Name | Designation |
|---|---|
| Parag Agarwal | CFO |
| Parth Pande | WTD |
| Vivek Bhatia | WTD |
Company Details
Name: Finbud Financial Services Limited
Address: No.10, 1st Floor, 6th Main, 9th Cross Jeevan Bhima Nagar, Bangalore, Karnataka, India - 560075
Number: +91 98862 32323
Email: cs@financebuddha.com
Website: https://www.financebuddha.com/
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Visit WebsiteFrequently Asked questions?
Find answers to common questions that come in your mind related to IPO.
Finbud IPO is a SME IPO having an issue size of Rs. ₹71.68 Crs. Finbud IPO is priced at ₹140 - ₹142 per share. The issue opens on 06 Nov 25 and closes on 10 Nov 25.
Finbud IPO opens on 06 Nov 25 and closes on 10 Nov 25.
The estimated Grey Market Premium of Finbud IPO is ₹0 per share (0.00%).
The minimum lot size of Finbud IPO is 1000 shares & the minimum application amount is Rs. 142000.
The allotment date of Finbud IPO is 11 Nov 25.
The listing date of Finbud IPO is 13 Nov 25.
Finbud IPO is subscribed -.
Finbud IPO is priced at ₹140 - ₹142 per share.
Click the allotment link on Finbud IPO page of IPO360.
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- Enter the required details: Bid quantity, Price, DP ID & Client ID, etc
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